Serving in Saint Paul Area Bema Insurance is guided by one mission: to provide you with superior coverage, affordable prices, and an agency you can trust. As an independent agency, we represent our clients, not insurance companies, and because of this we truly make your needs our top priority. At Bema Insurance, we're not just licensed insurance agents;we're also advisors who guide you through every step of the insurance process. Whether you're purchasing a home or embarking upon a career in an industry with specialized risks, we'll match your unique needs with the best, most affordable insurance around. With Bema Insurance servicing your insurance needs, you can rest assured that your family, home, possessions and business are in trusted hands.